1. Acceptance of Terms
By accessing or using Planets Insurance, you agree to be bound by these Terms of Service. If you do not agree, you must discontinue use of the website immediately.
2. Educational Use Only
Planets Insurance provides articles, guides, and tools strictly for educational purposes. The content is not intended to:
- Provide financial advice
- Provide legal guidance
- Recommend specific insurance products
- Replace consultation with licensed professionals
3. No Client–Advisor Relationship
Using this website does not create any form of:
- Professional relationship
- Broker–client relationship
- Agent–policyholder relationship
Always verify your coverage details with your insurer or a licensed advisor.
4. User Responsibilities
Users agree to:
- Use the website lawfully
- Not misuse or exploit the information provided
- Not scrape, republish, or resell content without permission
- Respect all copyright and intellectual property rights
5. Accuracy of Information
We work hard to ensure accuracy, but insurance information can change due to:
- Regulations
- Provider policies
- Geographic differences
We make no guarantees about completeness, accuracy, or timeliness. Use the content at your own discretion.
6. External Links
Our site may link to third-party resources. Planets Insurance is not responsible for:
- Third-party content
- Privacy practices
- Security issues
7. Limitation of Liability
To the fullest extent permitted by law, Planets Insurance is not liable for any:
- Losses or damages
- Misinterpretation of content
- Decisions taken without consulting licensed professionals
8. Intellectual Property
All articles, tools, and visual elements on this website are the property of Planets Insurance unless stated otherwise. Unauthorized reproduction is prohibited.
9. Modifications to Terms
We may update these Terms from time to time. Continued use after changes constitutes acceptance of the updated terms.
10. Contact Us
If you have questions about these Terms, please contact:
[email protected]